ISO Class One Public Protection Classification

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Texas Department of Insurance ISO Determination Letter

The Insurance Services Office (ISO) uses a countrywide classification system to rate a community’s fire protection capabilities. The ISO rating system takes into account a fire department’s response time, training, staffing levels, and if current fire codes are adopted. In addition to the fire department’s capabilities, the rating system also looks at the water supply of the community and the water department’s maintenance programs, as well as various performance indicators of the fire dispatch system. The ratings range from a PPC (Public Protection Classification) of 1 to 10, with 1 being the best possible rating.

In 2016, Little Elm was graded and received the highest rating possible, a PPC Class 1.

Insurance/ISO Information

The Little Elm Fire Department (LEFD) is a career department providing fire and emergency medical services from three fully-staffed stations. LEFD fire stations are situated strategically through Town of Little Elm in order to provide the most efficient service response possible. These services are provided by right to those residents who live within the Town limits as well as those individuals in unincorporated areas of Denton County who are under contract (also known as ‘Outside Protection Areas’ [OPA]) through the Denton County’s Office of Emergency Services.

Effective September 1, 2016, residents living in the incorporated limits of the Town of Little Elm or in the Little Fire Department’s OPA will have an ISO PPC 1/1Y rating. Those properties in Little Elm Fire Response District must meet the following criteria for an ISO PPC Class 1:

Within five road miles of a fire station AND within 1000 feet of a fire hydrant.

An ISO 1Y PPC rating will be given to those protected properties that are within five road miles of a station and are NOT within 1000 feet of a hydrant. For properties that are NOT within five road miles of a fire station and have a hydrant within 1000 feet of their property are classified as an ISO 10W.

Hydrant locations can be readily determined by physical measurement by an insurance company if they feel necessary. Driving directions from most online mapping programs can determine the approximate distance from a protected property and the closest fire station.

Little Elm Fire Station 1: 88 West Eldorado Parkway, Little Elm, TX 75068

Little Elm Fire Station 2: 2301 Walker Lane, Little Elm, TX 75068

Little Elm Fire Station 3: 1801 Navo Road, Little Elm, TX 76227